Shop online and instore, interest free with Zip Pay
Repay your way
Zip just about everything, everywhere. Add your Zip Pay Card to your phone’s digital wallet so you can tap to pay everywhere you see the Contactless Symbol.*
Trusted by 2 million Zip users
Zip is easy to manage. You know exactly how much you’ve spent and how much interest you are paying at any given point in time. The way that you can control your repayments is flexible and easy, as long as you make them within the month.
Bruh it’s like, the most useful thing in the world. Absolute life saver. No more tough situations with Zip Pay, as long as you can afford it! Thanks Zip Pay x
It’s safe to say Zip has gotten me out of some predicaments. I was being paid late and was in dire need of groceries. In a couple of taps, I was able to generate a grocery gift card, and saved my bacon (literally)!
More questions?
Zip Pay is an interest-free buy-now-pay-later service with a credit limit of up to $1000.^^ Repayments are based on a minimum monthly payment from as little as $10 per week. A $7.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date. With Zip Pay, you can shop everywhere you see the Contactless Symbol when you add your Zip card to your Apple or Google wallet.*
Zip Money is a line of credit with credit limits between $1,000 and $3000 for regular accounts and up to $50,000 for specific merchants. Zip Money offers customers a guaranteed interest-free period of 3 months across all products and up to 36 months with some retailers^^^. Zip Money accounts may incur a one-off establishment fee for certain credit limits. A $6 monthly account fee applies.
Zip is perfect for everyday purchases and offers the ability to transact just about everywhere, so you can manage all your expenses in one place and repay on a schedule that suits you.
To shop instore, Zip Pay users can checkout using Tap & Zip.* To get started with Tap & Zip, simply navigate to the Zip app and click on the card icon in the bottom menu. From there, you will be able to generate a multi-use Tap & Zip card and add it to your Apple Pay or Google Pay wallet.
To shop online, use the Zip mobile app and generate a single-use card at the checkout anywhere Visa is accepted.
Shop everywhere online where Visa is accepted with Zip’s single-use card feature on the Zip mobile app. Or shop anywhere instore you see Zip at checkout – we’re partnered with 32,000+ retail stores.
Additionally, you can use your Zip Tennessee online loans account to pay BPay bills and buy gift cards for food, fuel and subscriptions.
Control your cashflow with Zip Business Trade, which gives you up to $3,000 to cover your business expenses, invoices and utility bills now, and pay us back later once you get paid.
Zip Business Capital can take your business to the next level with a line of credit up to $500k you could invest in equipment, inventory, staff, or new market growth.
Get all the support you need, when you need it by exploring the help centre or by contacting our team at Zip HQ in Sydney.
^^Zip Pay: Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date. ^^^Zip Money is available to approved applicants only. Instalment feature splits eligible purchases of $300 and above into equal repayments within the interest free period (excluding a monthly account fee of $6.00 and a one off establishment fee that may apply for new customers). Under the contract, minimum monthly repayments are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free will be charged at the standard annual percentage rate, currently 19.9%. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878). *Available with Zip Pay only. Use the Zip Pay Card everywhere Visa contactless payments are accepted. Card T&Cs apply. Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google and Google Pay are trademarks of Google LLC. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. VISA is a trademark owned by Visa International Service Association and used under license. **Single-use Card T&Cs Apply.
Can’t find what your looking for?
Get all the support you need, when you need it by exploring the help centre or by contacting our team at Zip HQ in Sydney.